Insurance sexy? Dare us.
Got a question? 
Ask Harvey.
Insurance, minus the headache. 30+ years making complicated coverage simple. Homes, boats, art, businesses. Ask me anything. Seriously, anything.
Experience30+ years
WintersMiami Beach
SummersSagaponack
Got a weird question? Perfect.
Here's what that means in English.
Just ask.
Type it the way you'd say it out loud. You get a straight answer in seconds, not a maze of menus.
Your own policy? That's me.
Ask it anyway: the bar always gives you a straight answer, even on “would my policy cover this?” For what yours actually says, send it to me and pick whatever's easiest.
An app. Still no hold music.
Ask right here, or put Ask Harvey on your home screen in one tap. Insurance finally got a front door.
Jargon, translated
Now I get it.
- Premium
- Your bill.
- Deductible
- What you pay before the insurance does.
- Umbrella
- Extra cover for when life gets expensive.
- Exclusion
- Stuff your policy won't pay for. Read these. Or ask Harvey.
- Underwriting
- The insurance company deciding if they're in.
- Replacement cost
- What it would cost to buy it again today.
- Hard-to-place risk
- A home most insurers run from. Harvey doesn't.
“There are no dumb questions. Okay, a few. Ask anyway.”
Harvey M. Wexelman · The Insurance Broker